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Superior Investment Insights using Fundamental Analysis and Machine Learning

HNIs|Trusts & Estates| Charities | Insurance| Corporations

Our recent investments

Our Investment Mantra

01

Determine Portfolio Asset Allocation

EJFC will formulate a long-term asset allocation strategy that specifies the percentage of assets to be invested between Loans, MBS, ABS, CMBS, CLO, private placements, equity, fixed-income securities, money market funds, and other investment classes as suitable for the client.

Data science is utilized to get the right opportunities for our clients.

 

02

Determining Investment Program

In implementing the Client’s investment portfolio, EJFC may recommend the use of a third-party advisor, if necessary. This third-party advisor will develop an investment plan consistent with the Client’s investment goal and risk tolerance.

03

Ongoing Investment Monitoring

EJFC provides ongoing oversight of the Client’s investment program. All investments are monitored for performance relative to certain benchmarks and EJFC expectations. All portfolios are rebalanced as necessary upon EJFC review. More or less frequent rebalancing may be required depending on macroeconomic, market, or sector factors.

 

Our Mission

To help you grow your investments with outstanding financial strategies.

About Us

EJ Financial Corporation is a dedicated team of experienced portfolio managers and data scientists that deliver customized portfolio management and investment advisory services to high net worth individuals, trusts, foundations, endowments and corporations.

It was founded on the principle that every client is a true partner and deserves understanding and respect. We strive to deliver insightful investment strategies with the highest level of personal service.

Powered by data science, EJ Financial Corporation uses proprietary algorithms, multistep research and in-depth analysis to identify opportunities for investors.

Our Vision

Our vision is to help clients feel confident about their future and pursue their investment goals. we develop customized financial strategies that address their short and long-term needs for their best interests.

Investment strategy

Extensive experience managing HNWs, large corporations, trusts, foundations, endowments and corporations have allowed us to fine-tune our investment strategy over the years. This strategy has benefitted our clients and have been with us … forever!

Unrealized value

EJFC’s principal strategy is to identify undervalued securities and recommend them to clients such that they can realize the unrecognized value on a risk-adjusted basis.

Less Risk. More Value.

Sound data analysis

EJFC incorporates analysis from both a quantitative and economic perspective to ascertain market trajectories and future trends.

This analysis also considers the variables for geography, size, and style and then modifies these allocations based on the current economic environment as well as observed and anticipated macroeconomic trends.

The Right Trends. Stay Ahead of the Curve.

Thourough research

EJFC’s research is used in conjunction with other sources of information such as financial newspapers, public economic news, Bloomberg, the Morningstar database of mutual funds, prospectuses, company press releases, and rating agency publications.

Well Informed Clients.

Sound Financial Expertise

In general, EJFC advises clients on long-term investments.

However, certain applications of EJFC’s strategy can involve short-term trading. EJFC may also advise certain clients to trade on margin, engage in short sales of stocks and funds, or write options if the strategies are suitable for the particular client’s situation.

One-Stop-Shop.

Mitigating Risks

EJFC evaluates the risk-bearing intent and capacity of the clients before recommending investments.

However, investments recommended by EJFC generally involve risk and clients may lose money, sometimes more than historically observed.

High Risk. Higher Return

We Manage Investments of All Sizes

Our Approach

Custom Advice

  1. Individualized advice to each client.
  2. Collect background information on the client’s financial condition, risk-taking intent, and capacity.
  3. Understand any restrictions of any particular type of security
  4. Recommends financial advice suitable for the client.

Client Assets

EJFC does not maintain custody of any client funds or securities. Clients are required to select their custodian and direct EJFC to utilize that custodian for the Client’s security transactions.

Payments of fees may be made from the custodial brokerage account that holds Client assets.

Compensation

EJFC offers Fee-Only advisory services-

EJFC’s fee for investment advisory services varies between 0.2% and 2.0% of the amount of assets managed by EJFC. The advisory fee is negotiable and depends on whether EJFC has discretionary or non-discretionary portfolio management capabilities.

EJFC fees are generally lower for clients with larger portfolios.

The fee includes all investment recommendations and portfolio implementation.

EJFC generally does not charge any trading fees to these clients, but the clearing broker will charge certain fees. 

Code of Ethics

EJFC adheres to the Code of Standards prescribed by the CFA institute. Please visit CFA Institute for detailed information regarding the code of Ethics and Standards of Professional Conduct at CFA Institute

“EJ Fin’s scientific approach to investing has enabled me to generate higher returns”

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Leverage the power of data analytics in your investment portfolios.

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Blogs

 

Quantitative Modeling (Finance)

Business Problem Build a simple model to analyze how much charge-offs can we expect at any level of portfolio loan delinquency (time independent) Regression Models Analyzed (in R) Linear RegressionNon-Linear RegressionSupport Vector MachineK-Nearest Neighbor...

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Case Study – Machine Learning

Measurement of Success of the Credit Card Fraud Detection ML Model Let’s review one of the most common use cases of machine learning (“ML”) algorithms – credit card fraud detection and measure its success in reducing losses. The problem is a natural fit for ML because...

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